PCS

Military PCS …Renting a home and how to start my search?

homeflagYour orders are in hand and you are deciding do I live on Base/Post or the economy?  Where do I start my search ? There is  also a valuable  resources for renting at a new duty station by using Military by Owner.   These homes are listed by current home owners and some Property Managers in Duty Station Areas. Also check out the AF Housing page for your specific area.  Remember to check on your new BAH rates for 2014 for many have changed.

Many of us are used to looking up homes to rent on ARHN which was sponsored by DOD. Effective 1 January 2014, the Department of Defense sponsorship of AHRN will expire.

The website will remain active as a commercial site. The housing offices continue to provide support services to members and their families; military housing encourages service members to visit the AF housing public website at www.housing.af.mil.

Look the properties   over carefully and be sure to ask questions about any apartment or house you are   considering renting. Consider the following:
Some quick questions to consider when living off base or post:

Does the rent cover all   utilities, or will you be responsible for paying for them yourself? If you will   be paying for heat, water, or other utilities ask whether the landlord can   provide an estimated monthly or annual cost for the rental   property.

What kind of security does the building have? Are the doors,   windows and entrances secured? Are the stairs safe and well lighted? Are the   fire escapes easily accessible?

What sort of commute will you have to   school or work and what is nearby in terms of restaurants, shopping,   entertainment and other places you frequently visit? Also, what are the   neighbors like (students, families, retirees) and is this the right setting for   you?

Who is responsible for the upkeep and maintenance of common areas   (stairwells, hallways, etc.) and appliances, furnace filters and other items   within the property which may need to be serviced?

Is the landlord or   property management readily available during nights and weekends and what are   the procedures for emergency services, repairs or lock-outs?

What kind   of parking is available? Is there an extra charge for a parking   spot?

Are storms windows, screens and shades   provided?

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PCS Orders in Hand …Now on a Quest for Essential Apps for the Military PCS

Moving-boxes-in-a-houseBy: Williamsburg Military Insider

All of us Military members have become quite savvy when it comes to our PCS moves.  I recently discovered some great apps that are essential and very convenient to help with your upcoming PCS.   I really enjoyed around me; so awesome when driving across the country.

1. Moving Day – Free (iPhone, iPod Touch, iPad)

Military movers know how overwhelming a home filled with boxes can be. It is likely that you have also had the experience of opening a box that is labeled “kitchen” only to find tools from the garage. Moving Day gives you the opportunity to easily catalog all of your things as you or the movers pack. Built-in bar code scanning and label-making will ease the struggle of locating particular items within a sea of cardboard. Helps to quickly identify what boxes/items are missing or what items may be damaged. Photos taken as the items are packed will provide documentation for insurance or damage claims. Print or email reports directly from the app.

2. Moving Van – $1.99 (iPhone, iPod Touch)

Similar to Moving Day, this app will allow you to inventory the contents of each box, include a photo of the items and assign each box with a unique name or number. Find that you are searching high and low for the box that contained your kitchen towels? Simply search for the specific item and the app will identify which box it is located in. It might be helpful to have friends and family with this app to help you during the packing process as it is tough to keep up with the packers sometimes.

3. Moving List – $2.99 (iPhone, iPod Touch)

Utilize the pre-populated to-do lists created from 95 common moving tasks. Create and add your own list of important items and organize them by category or due date. Great way to keep your lists organized and accessible to you at all times.

4. Moving Checklist Pro – $0.99 (iPhone, iPad) Another app with over 210 moving related items that can be used to create checklists and timelines. Create your own or use pre-loaded checklists, which can be emailed to friends and families so they know how they can help ease your stress.

5. My Move – Free (iPhone, Android, Kindle Fire) In addition to a complete moving checklist, the My Move app will calculate your household goods moving weight, which can be extremely useful for military families that are considering a full DITY or partial DITY move. Requesting a specific mover may not always be an option for military families, but you may be given the choice of a few approved providers. Reading the online reviews may give you a leg up when trying to make a decision of this nature.

6. Moving Guru – Free (Blackberry, iPhone) This app offers features similar to the other apps mentioned, such as chronological task lists, but one cool feature it offers is the “We’ve moved” notification that you can send to pre-selected phone contacts. Change of address cards are still nice to send out, but this is certainly a less expensive and quicker option.

7. iHandy Level – Free (iPhone, iPod Touch, iPad) You have finally made it to the stage where you are ready to hang your photos on the wall and having the iHandy Level will ensure that every item you hang is on the level. Portrait and landscape options housed in a classy wood grain interface may make you feel like a professional carpenter.

8. Yelp – Free (iPhone, iPad, Android) You are settled and ready to explore your new surroundings. Apple and Android users can utilize this app to find everything you need to make this new place your home. Gather information on local business with details such as address, hours, price, reviews, tips, and deals. Easy access to directions and the opportunity to book reservations for restaurants using Open Table. It just may be time to try out that Thai restaurant down the street!

9. Around Me – Free (iPhone, iPod Touch, iPad, Android) Similar to Yelp, this app is also available in both platforms. With GPS locating, this app will show you gas stations, banks, hospitals, hotels, supermarkets, theatres, and other essential amenities that are nearby. Find the location on a map and quickly get directions from your current location.

10. Military Traveler (Free iPhone) Military Traveler is a universal base directory application for iPhone and Android. It contains information like phone numbers, hours of operations, websites and more for establishments on military installations

Baggie Bonanza… and the PCS Military Move

neighborsBy: Williamsburg Military Insider

With many Military Families PCS season is coming up. I have moved 14 times in the past twenty years, and can relate with everything in the article at Call Dibs  “How to MOVE IT without LOSING IT!: Helpful Tips for your PCS Move” I got the biggest chuckle out of the Baggie Bonanza paragraph. In my twenty years I thought I was the only one who did this, as I am the same and do not want movers all up in my space. 🙂 I recommend reading her tips on your next PCS move; they are some of the same I have done for the past twenty years. Take to heart the refrigerator stocked full with drinks, I can tell you from experience moving in this past July, and it was 110 F, my movers were the best! They were just so thankful for the endless supply of Gatorade. They even assembled everything without being asked. We all know sometimes that can be a challenge. Happy PCS season…wishing everyone very smooth moves!

Newsmeum | Front Page | Map View … Great source for your PCS Move.

worldandnewspaperThis is a brilliant way to keep up with home-town news when you PCS check current events in places you are PCSing to, check on your favorite sports team, just about anything that is specific to a discrete area.  WARNING: This is addictive and you can be reading news from all over the country or the world for HOURS every day if you are not careful!  It is one site that is truly educational!

Just put your mouse on a city anywhere in the world and the newspaper headlines pop up…

 Double click and the page gets larger….you can read the entire paper
 on some if you click on the right place. You can spend forever here.

  http://www.newseum.org/todaysfrontpages/flash/

 Also, if you look at the European papers, the far left side of Germany will
 pop up as The Stars & Stripes (European edition, of course). AND, this site
 changes every day with the publication of new editions of the paper.

New HAMP Enhancements Will Help Military Homeowners who are PCSing

I wanted to share this post from the Treasury Department.  I am excited about this change and the possibility it will help many Military Homeowners current in their Mortgages.  The effect date for this is June 1, 2012

In the last few weeks, Treasury and the Office of Servicemember Affairs at the CFPB have worked together to address this issue. And, as a result, Treasury is making important changes to its Home Affordable Modification Program (HAMP) that will provide more opportunities for mortgage assistance to military homeowners.

Saluting Our Military Community in Hampton Roads….on Real Estate Market Watch Talk Radio

Listen live this Wednesday March 14, at 4pm for “Saluting our Military Community” On the Real Estate Market Watch…the Power Hour of Real Estate Talk Radio! Liz Moore the host has myself, Alan Johnson, and Jim Baldasare as guest.  We are going to chat  about how our military clients can buy a house for a dollar in Hampton Roads, a VA Mortgage and may be able to win an opportunity to sell a house for free!  You will not want to miss this!

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763 e-mail me at jenniferhernandez@lizmoore.com

Active Duty Military Short Sale Program…Great News for Hampton Roads Active Duty Military.

By: Williamsburg Military Insider

With the press release of from the White House earlier this week; there is some great news for Military Home owners who are underwater on their mortgage with PCS orders in hand. The settlement came about by the Department of Justice Reaching Agreement to Compensate Servicemembers for Wrongful Foreclosures.  If you currently have a Home Mortgage from one of these lenders Bank of America, Chase, Citi, Wells Fargo, and Ally and faced with a short sale possibility.  Under the National Mortgage Settlement working with your lender, all of the participating servicers will provide mandatory short sale agreements and deficiency waivers to certain service members who are currently ineligible for HAP.

  • JPMorgan Chase/Washington Mutual
    Chase Homeownership Center
    (866) 372-6901
  • Ally Financial-GMAC
    (800) 766-4622
  • Citibank/Citimortgage
    (866) 272-4749
  • Wells Fargo/Wachovia
    (800) 288-3212
  • HUD-Approved Housing Counselor
    (800) 569-4287

After talking with your lender and you meet the guidelines, Active Duty Service Members  who bought their homes between July 1, 2006 and December 31, 2008, or who received a PCS after October 1, 2010 you want to get with your Realtor who is knowledgeable with a Military Move.  A Military Friendly Realtor will be able to guide you through the short sale process and work with your lender in getting it accomplished.  The National Mortgage Settlement page has a lot of useful information how it directly affects Active Duty Service members.

If you live in the Hampton Roads area and have any questions on starting the short sale process please feel free to contact me.

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763 e-mail me at jenniferhernandez@lizmoore.com

Active Duty PCS? Leaving Hampton Roads, need to sell your home? Enter to Win Thousands!

Active Duty PCS?  Enter to Win Thousands!

We salute our military neighbors!  To show our gratitude for your service, if you are active duty and have received PCS out orders, we invite you enter to win a commission-free listing from the Liz Moore & Associates Military Team.

One lucky military seller will pay NO LISTING SIDE BROKERAGE FEE when we list (and sell) your home – that’s 3% of your home’s value back in your pocket.  You’ll save $6,750 on a home sold for $225,000!

You must list your home for the first time between 2/15/2012 and Labor Day, 9/30/2012 with a Liz Moore Military Team member for at least 6 months, and have PCS orders to be eligible. One winner will be drawn on Labor Day, and our 3% listing side brokerage fee will be credited at settlement (or rebated to the seller if the listing has already sold and closed). Short sales are not eligible.

Just visit www.SellYourVAHomeForFree.com to register to win, or call Jennifer Hernandez  office at 757.645-4106  for more details.

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763  e-mail me at jenniferhernandez@lizmoore.com

Kiplinger-BBB Personal Finance Guide for Military Families.

By: Williamsburg Military Insider

The 2012 Kiplinger-BBB Financial Field Manual is out! I was very humbled to be interviewed for the section on Home-Buying Resources. The Guide helps with financial strategies, rules and resources for military families are often very different from those for civilians. The 20-page guide provides comprehensive guidance on a wide range of timely personal finance topics, including:

Special Home-Buying Resources. Military families, who tend to move frequently and sometimes with little notice, have been hit particularly hard by the housing downturn. But they also have access to special mortgage programs and tax breaks. The guide addresses these valuable resources and some key investing decisions to protect them from housing troubles that can jeopardize their financial situation.

Investing for the Future. Members of the military have access to special investing plans that can help them save for the future, but they’re also frequent targets of scam artists and identity thieves. The guide shows them how to make the most of their special savings plans, make smart investing decisions, and avoid the new generation of scams

Protecting Investments and Family. Military families have some unique risks–especially when they’re deployed–but they also have access to special programs to help them protect their savings and their families. The booklet guides them on how to make the most of these resources in areas such as insurance, estate planning, and new tax rules.

Protecting Investments When Leaving the Military. Service men and women need to make some key investing decisions after leaving the military. The booklet provides guidance to help ensure that the savings they have built throughout their service lasts through retirement – which is particularly timely as they enter a challenging civilian job market.

Special Benefits for Military Families. Members of the military have special legal rights and access to other valuable benefits, such as a GI bill that can help service members, their spouses and their children pay for college. The guide shows them how to make the most of those benefits to help protect their savings.

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763 e-mail me at jenniferhernandez@lizmoore.com

Upcoming PCS Move to Ft Eustis or Langley AFB? Have you downloaded the Mil Traveler App?

By: Williamsburg Military Insider

I have discovered a new app that I believe is wonderful it is the Mil Traveler App, you can download in ITunes.   This is truly of great use for everyone in the military, military families, and DOD civilians who either work on or travel to military installations. It’s FREE?! Great resource whether you’re using it for everyday use or for when you PCS or travel TAD.  You just select the Base or Post and you have all the information at your fingertips. No more calling the base operator for hours or looking for a base phone book.

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763 e-mail me at jenniferhernandez@lizmoore.com