PCS to Langley Air Force Base

Upcoming PCS Move to Ft Eustis or Langley AFB? Have you downloaded the Mil Traveler App?

By: Williamsburg Military Insider

I have discovered a new app that I believe is wonderful it is the Mil Traveler App, you can download in ITunes.   This is truly of great use for everyone in the military, military families, and DOD civilians who either work on or travel to military installations. It’s FREE?! Great resource whether you’re using it for everyday use or for when you PCS or travel TAD.  You just select the Base or Post and you have all the information at your fingertips. No more calling the base operator for hours or looking for a base phone book.

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763 e-mail me at jenniferhernandez@lizmoore.com

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Moving to Williamsburg? It is a Buyer’s Market…A Few Tips Before You Get Started.

by: Williamsburgmilitaryinsider.com

Maybe the thought of brown boxes and overflowing moving trucks sends you into hysteria, yet the fact is it’s a buyers’ market. Whether you’re looking for your first home or looking to upsize, at your new PCS location this is the time to take advantage of declining home prices. In addition to affordable home prices, U.S. 30-year fixed-rate mortgages are near an all-time low. This combination makes it the perfect time to buy a home.

Before you load of your household goods, the kids, the dog and every little item you
ever, there are a few things you should know about buying a home.

Understand Your Credit Score

Who would have ever dreamed that three numbers could stand in the way of buying a
home? This score determines whether or not you can get a mortgage and the interest rate, which you pay monthly. Your credit score is a lot like a worn down suitcase. It’s filled with your payment and credit history that you more than likely want to forget. But there’s no hiding it, this suitcase will haunt you as long as you live. Credit scores range from 300 to 850. If you have a score below 700, you may have more trouble finding a lender.

If your credit score isn’t as squeaky clean as you would like it, there are ways to boost those numbers. An obvious way to do this is to pay your bills on time. The quicker you pay off your bills and lower the balance on credit cards can benefit your score. To track your own credit score, visit with a local lender  or go to myFICO.com to see where your credit score
stands.

Be Realistic With What You Can Afford

A qualified mortgage lender will pre-approve you for a certain amount to finance
a home, yet this does not mean go out a buy a home at this price. You may not be able to afford it. Alongside utilities, property taxes, home insurance and possible HOA fees, this price may be too high. Sit down with your family and plan out other expenses involved in owning a home, you do not want to be house poor. You want to be able to enjoy life.

Research Movement in Price

Just because the “For Sale” sign has a listing price, doesn’t mean you’re stuck at that price. Before making any type of offer, have your Realtor research the movement in price. Check out how many times the sale price has been reduced. If the price has been reduced multiple times, you have an eager seller. These sellers are more than likely to accept a lower offer and will want to sell quickly.

Is the Builder Reliable?

If you’re looking into new construction, look for a reputable company, one that has been in business for a few years and has a proven track record. If you are questioning your builder’s credibility, search their name on the BBB, Better Business Bureau, website to see past reviews and the rating on their business practices. During your sit down with your builder for preliminary plans, read everything. Have your Realtor with you to help with the questions.  Don’t be afraid to ask questions, this is your house they are building.

What’s the School District Like?

Although the number of bedrooms and bathrooms play a very important role in making a
home purchase, the school district in which this home is within is just as important. You want your kids to go to a reputable school, and this too will affect re-sale price. Do some research on these schools, kindergarten through high school, check the graduation rates and talk to people in the community. Great Schools.org is a great starting point.

Whether buying a new home is a practical decision for you, you must do your research
and think about all aspects beyond the front door. Take advantage of your realtor’s knowledge and the community. Find something that works for every member of the family and just like a book; never trust a home by its exterior.

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763 or e-mail me at jenniferhernandez@lizmoore.com

Moving to Langley Air Force Base….Have you thought of living in Williamsburg, VA?

By: Williamsburg Military Insider

Few places combine the cultural and historical aspects of Williamsburg, Virginia. The past meets the present in a place where America travelled from the frontier days of Jamestown in 1607, through the American Revolution and on to the Civil War. Restored Colonial Williamsburg recreates town life and, together with nearby Yorktown and Jamestown, help visitors and residents revisit and remember our national roots. The presence of one of the top small colleges in the country in William and Mary brings the vibrancy of young ideas and contemporary cultural life to blend with the old. Families flourish in the mild Virginia climate and enjoy the proximity to Virginia and North Carolina beaches, Blue Ridge Mountains and urban attractions of Norfolk, Richmond and Washington, D.C. all within 1-3 hours driving time. The commute to Langley AFB 20-30 min, there is nothing better than living in Williamsburg, VA.

I am a REALTOR with Liz Moore & Associates  Also; I am part of the Liz Moore & Associates’ Military Team    which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex.  When you PCS to Hampton Roads, VA  you will find that I understand that when a family member joins the military, the entire family belongs…thank you  for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763   or e-mail me at jenniferhernandez@lizmoore.com

Impact of Housing Market on Military Families

By: Williamsburg Military Insider

Yesterday, NPR ran a story about the impact the faltering housing market has on military families. They mentioned that in some ways, military families are taking the brunt of the downfall.  Home values nationwide have fallen more than 30 percent since the height of the market, which means millions of people are underwater on their mortgages. But military families can’t control when they get orders to move. So one family has let its house go into default — and another is living apart.

Have you had experiences trying to sell your own home due to a PCS in the midst of the weak housing market? How did you deal with the challenge?

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763 or e-mail me at jenniferhernandez@lizmoore.com

Should I Buy or Rent a Home in Williamsburg with My Upcoming PCS to Langley AFB?

By: Williamsburg Military Insider

I have had this question asked the last several weeks and thought I would repost…With mortgage rates at a record lows and housing prices remarkably low, it may be a very attractive time to buy a home in the Williamsburg area.  However, before you decide to take the plunge, think thoroughly.  There are several factors you should consider ahead of time very carefully.  First, how long do you expect to be in your new location?  If you are only going to be somewhere for a year or two, depending on the location renting may offer the most flexibility with the least risk.  Second, assess the market conditions of the new location carefully. Have your Realtor share the rental trends.   If you are planning on retiring or pursuing a civilian career after moving, you may consider purchasing a home because you will be there long enough to realize a gain in your investment.  In any event, nothing is guaranteed but thinking it out ahead of time will keep save you from making a potentially costly mistake.  Also, keep in mind that you may not always be comparing apples to apples. The house you are buying and the house you are renting are rarely comparable.  The Trying to predict the future of home prices or mortgage rates, both of which would impact, the rent –versus-buy decision, can be just as challenging. Consider your gut as well as the numbers.  You do need to be rational about the choice, but it is also based on your feelings about the kind of life you want.

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763 begin_of_the_skype_highlighting              757-651-3763     end_of_the_skype_highlighting or e-mail me at jenniferhernandez@lizmoore.com

Great Time to Buy A Home in Williamsburg, VA… Are You Prepared?

By: Williamsburg Military Insider

If you are planning on looking to buy a home, make sure you come prepared. Beyond getting pre-qualified and selecting a Realtor, you may want to have several resources to hand to help with your search. After helping many clients purchase homes, I have come to realize a system that really helps them in the process. First take with you, your smart phone so that you can take pictures and a notebook to catalog your search results. If your phone can’t take photos, then bring a camera with you. In your notebook, put in the measurements of the large pieces of furniture you have so that you can see if your current furniture will fit in the space. Also, note what is important to you for your new home. You want to do this ahead of time so that you have made your priorities absent of emotional attachments to a particular home. It will help you be less emotionally driven and help prevent you from making an offer on something that really does not meet your needs.

Note your priorities in your notebook by level of importance. If budget is primary, then note that on the top of the list and make sure your Realtor knows that you do not want look at homes much higher than that benchmark. This will help alleviate disappointment. If space is super important, note that too. You do not want to be looking at a three-bedroom home when you will only be able to fit in a four-bedroom.

Most have all have fun finding your new home. 

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763 or e-mail me at jenniferhernandez@lizmoore.com

Active Duty Military ” Underwater” on Your Mortgage…Write your Congressman or Senator.

By: Williamsburg Military Insider

Today on Fox News Congressman Andrews talked about the HAP program (Housing Assistance Program) Congressman Andrews was asked why was the date July 1, 2006 actually chosen under the HAP Program if you know? Congressman Andrews answered “I think it was totally chosen out of the air and it doesn’t bare any relationship to the people struggling to hold onto their homes.”  Congressman Andrews is an advocate for the Military Family.  Congressman Andrews wants to get a lot more specific than that “ I want to specifically put the money in the Defense Bill so these families are not caught in this terrible situation they’re in right now.” The Defense Law will be signed September 30, 2011 this is the time to write to your Congressman and Senators and share your story.

Congressman Andrews also stated “My understanding is to take care of this entire problem would cost about 1 billion dollars. To put that in some perspective, every thirty-seven billion dollars is 1 percent of our budget. So this is 1/37 of 1 percent of the federal budget would cure this entire problem for all the deserving military families.  I think we should just do it and stop talking about it.”

 The next step is for people all around the country to talk to their house members and talk to their senators and say look, we’ve helped a lot of other people who needed help with their housing situation, the first on the list should be the men and women who voluntarily step forward to help serve this country in the military.” It is shameful, as far as I’m concerned, that there are people in civilian life that have been treated a lot better under these programs than people who step forward to serve in the military.”

 If you are moved or motivated write your Congressman or Senator today!

 Watch the interview.

Hampton Roads Active Duty Do You Know All The Military Acronyms?

By: Williamsburg Military Insider

Summer is here and so is the PCS (Permanent Change of Station) season. Each year the military moves approximately 600,000 members, with more than 1/3 of those moving between Memorial Day and Labor Day. In 2010 the military processed 230,000 moves between Memorial Day and Labor Day, 38% of the total annual moves. In 2011, the number of moves is expected to increase by 10,000 due to the base realignment and closure process.  As I came across this amazing number of military members that move during this time as we are, I realized when I see a list of acronyms I can’t help but scan it to see if I know them all.  Do you? (Just so that you know:  I didn’t know them ALL)  My military acronym page is a short list of popular acronyms.  Enjoy!

Active Duty Military, Home Buying Questions to Ask When Searching for a Home in Williamsburg or Hampton Roads.

By:Williamsburg Military Insider

With the state of the economy it has put a number of homes on the market, often below their original price. Active duty military with a PCS  move to Ft. Eustis or Langley AFB have a greater choice of homes to choose from, you’ll need to know what to look for in a prospective home on your home buying trip.

Is an older home a better value than a new one?

There isn’t a definitive answer to this question. You should look at each home for its individual characteristics. Generally, older homes may be in more established neighborhoods, offer more ambiance, and have lower property tax rates. However, people who buy older homes shouldn’t mind maintaining their home and making some repairs. Newer homes tend to use more modern architecture and systems, are usually easier to maintain, and may be more energy-efficient.

What should I look for when walking through a home?

• Do you see yourself living in this home today and for the foreseeable future?
• Are there enough bedrooms and bathrooms?
• Is the house structurally sound?
• Do the mechanical systems and appliances work?
• Is the yard big enough?
• Do you like the floor plan?
• Will your furniture fit in the space? Is there enough storage space?

• Does anything need to repaired or replaced? Will the seller repair or replace the items?
• Imagine the house in good weather and bad, and in each season. Will you be happy with it year-round?

Take your time and think carefully about each house you see. Ask your Realtor to point out the pros and cons of each home from a professional standpoint.

What questions should I ask when looking at homes?

Many of your questions should focus on potential problems and maintenance issues. Does anything need to be replaced? What things require ongoing maintenance (e.g., paint, roof, HVAC, appliances, carpet)? Also ask about the house and neighborhood, focusing on quality of life issues. Be sure the seller’s or Realtor’s answers are clear and complete. Ask questions until you understand all of the information they’ve given. Making a list of questions ahead of time will help you organize your thoughts and arrange all of the information you receive.

How can I keep track of all the homes I see?

If possible, take photographs of each house: the outside, the major rooms, the yard, and extra features that you like or ones you see as potential problems. And don’t hesitate to return for a second look.

How many homes should I consider before choosing one?

There aren’t a set number of houses you should see before you decide. Visit as many as it takes to find the one you want. On average, home buyers see 15 houses before choosing one. Just be sure to communicate often with your Realtor about everything you’re looking for. It will help avoid wasting your time.

I am a REALTOR with Liz Moore & Associates  Also; I am part of the Liz Moore & Associates’ Military Team    which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex.  When you PCS to Hampton Roads, VA  you will find that I understand that when a family member joins the military, the entire family belongs…thank you  for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763 or e-mail me at jenniferhernandez@lizmoore.com

Upcoming PCS to Williamsburg or Hampton Roads? Do You Know Your Entitlements?

By: Williamsburg Military Insider

I have known for two months my husband is PCSing in July without us.  The first two months I was excited about my husband’s wonderful next year. It was easy to walk around with my head in the clouds in a dream-like state, imagining what our life would be like at the end of the year, because so much will change in the next 12 months. But today it finally hit me like a ton of bricks. We were scheduling the movers, discussing the report date NLT, and like  any normal military spouse my  brain has gone into overdrive to accomplish all and make this as normal as possible for the girls.

I just had to remember Moving is a way of life for many military families.  Nationwide, most families only move about every 6 years, but for military families it’s usually two or three times as often. I would do as many times as necessary to support my wonderful husband.

With this being the height of the PCS season and I wanted to repost a link to one of my pages with entitlements. As I re-read a lot of the entitlements I thought it would be helpful to so many others out there to have in a one stop location.