Military Life Hampton Roads

Military Families to Get Free National Parks Pass

Active-duty military personnel and their dependents will soon be able to enter every national park for free as part of an effort to thank service members and their families for the sacrifices they make, the Interior Department announced Tuesday.

An annual pass will be made available to members of the military free of charge beginning Saturday, which is Armed Forces Day. The America the Beautiful National Parks and Federal Recreation Lands Annual Pass ordinarily costs $80. It provides access to more than 2,000 national parks, wildlife refuges and other public lands.

The initiative is being marked with a Tuesday ceremony at Colonial National Historical Park in Yorktown, Va., the site of the last major battle of the American Revolutionary War.

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New Outdoor Recreational Facility for Military near Williamsburg at Cheatham Annex

By: Williamsburg Military Insider

An expanded outdoor recreational facility for military veterans and their families was revealed last week during their grand opening at Cheatham Annex, part of the Yorktown Naval Weapons Station.

Among the new amenities are 16 cottages, 50 recreation vehicle hook-up sites and 20 tent campsites. Six of the new cottages have two bedrooms and 10 are three-bedroom units. Included with the cottages and RV sites is a new comfort facility that has showers, a laundry room and lounge.

The Navy says the project cost $6.5 million and took a year-and-a-half to complete.

The MWR Outdoor Recreation facility provides year-round services for active duty, reserve and retired military and their dependents. Along with cottages, RV sites and campsites, MWR Outdoor Recreation has boat and kayak rentals, mountain bikes and fishing gear.

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763 e-mail me at jenniferhernandez@lizmoore.com

Saluting Our Military Community in Hampton Roads….on Real Estate Market Watch Talk Radio

Listen live this Wednesday March 14, at 4pm for “Saluting our Military Community” On the Real Estate Market Watch…the Power Hour of Real Estate Talk Radio! Liz Moore the host has myself, Alan Johnson, and Jim Baldasare as guest.  We are going to chat  about how our military clients can buy a house for a dollar in Hampton Roads, a VA Mortgage and may be able to win an opportunity to sell a house for free!  You will not want to miss this!

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763 e-mail me at jenniferhernandez@lizmoore.com

Active Duty PCS? Leaving Hampton Roads, need to sell your home? Enter to Win Thousands!

Active Duty PCS?  Enter to Win Thousands!

We salute our military neighbors!  To show our gratitude for your service, if you are active duty and have received PCS out orders, we invite you enter to win a commission-free listing from the Liz Moore & Associates Military Team.

One lucky military seller will pay NO LISTING SIDE BROKERAGE FEE when we list (and sell) your home – that’s 3% of your home’s value back in your pocket.  You’ll save $6,750 on a home sold for $225,000!

You must list your home for the first time between 2/15/2012 and Labor Day, 9/30/2012 with a Liz Moore Military Team member for at least 6 months, and have PCS orders to be eligible. One winner will be drawn on Labor Day, and our 3% listing side brokerage fee will be credited at settlement (or rebated to the seller if the listing has already sold and closed). Short sales are not eligible.

Just visit www.SellYourVAHomeForFree.com to register to win, or call Jennifer Hernandez  office at 757.645-4106  for more details.

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763  e-mail me at jenniferhernandez@lizmoore.com

Kiplinger-BBB Personal Finance Guide for Military Families.

By: Williamsburg Military Insider

The 2012 Kiplinger-BBB Financial Field Manual is out! I was very humbled to be interviewed for the section on Home-Buying Resources. The Guide helps with financial strategies, rules and resources for military families are often very different from those for civilians. The 20-page guide provides comprehensive guidance on a wide range of timely personal finance topics, including:

Special Home-Buying Resources. Military families, who tend to move frequently and sometimes with little notice, have been hit particularly hard by the housing downturn. But they also have access to special mortgage programs and tax breaks. The guide addresses these valuable resources and some key investing decisions to protect them from housing troubles that can jeopardize their financial situation.

Investing for the Future. Members of the military have access to special investing plans that can help them save for the future, but they’re also frequent targets of scam artists and identity thieves. The guide shows them how to make the most of their special savings plans, make smart investing decisions, and avoid the new generation of scams

Protecting Investments and Family. Military families have some unique risks–especially when they’re deployed–but they also have access to special programs to help them protect their savings and their families. The booklet guides them on how to make the most of these resources in areas such as insurance, estate planning, and new tax rules.

Protecting Investments When Leaving the Military. Service men and women need to make some key investing decisions after leaving the military. The booklet provides guidance to help ensure that the savings they have built throughout their service lasts through retirement – which is particularly timely as they enter a challenging civilian job market.

Special Benefits for Military Families. Members of the military have special legal rights and access to other valuable benefits, such as a GI bill that can help service members, their spouses and their children pay for college. The guide shows them how to make the most of those benefits to help protect their savings.

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763 e-mail me at jenniferhernandez@lizmoore.com

‘Extreme Makeover’ Seeks Military Families for Holiday Episode

By:  Williamsburg Military Insider

The cast of ABC’s “Extreme Makeover: Home Edition” would like to brighten the holidays for a deserving military family this year. The reality show is seeking nominations for military families in desperate need of a home makeover. The selected family will be featured in an upcoming holiday episode.

The popular reality show features Ty Pennington, his design team and a host of volunteers performing a massive home makeover in just seven days. The show focuses on families whose home situation is a severe hindrance to their quality of life.

Extreme Makeover really wants to help families whose homes present major problems for the family — those big issues that affect the family’s quality of life on a daily basis. Extreme makeover wants to find deserving people who just don’t have the resources, ability or time to fix those serious issues without our help.

Families in need of a makeover or community members who know of a deserving family in the Williamsburg/Hampton Roads Peninsula are welcome to submit nominations. Nominations must include the names and ages of every household member, a description of the major challenges within the home, a short description of the family story, and a contact phone number.

People should also explain why the family is deserving, heroic or a great role model in their community and, if possible, include recent photos of the family and home. People can submit nominations via email to jax@emhe.tv.

For more information on how to apply, visit the show’s website at http://abc.go.com/shows/extreme-makeover-home-edition/apply

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763  or e-mail me at jenniferhernandez@lizmoore.com

Moving to Williamsburg? It is a Buyer’s Market…A Few Tips Before You Get Started.

by: Williamsburgmilitaryinsider.com

Maybe the thought of brown boxes and overflowing moving trucks sends you into hysteria, yet the fact is it’s a buyers’ market. Whether you’re looking for your first home or looking to upsize, at your new PCS location this is the time to take advantage of declining home prices. In addition to affordable home prices, U.S. 30-year fixed-rate mortgages are near an all-time low. This combination makes it the perfect time to buy a home.

Before you load of your household goods, the kids, the dog and every little item you
ever, there are a few things you should know about buying a home.

Understand Your Credit Score

Who would have ever dreamed that three numbers could stand in the way of buying a
home? This score determines whether or not you can get a mortgage and the interest rate, which you pay monthly. Your credit score is a lot like a worn down suitcase. It’s filled with your payment and credit history that you more than likely want to forget. But there’s no hiding it, this suitcase will haunt you as long as you live. Credit scores range from 300 to 850. If you have a score below 700, you may have more trouble finding a lender.

If your credit score isn’t as squeaky clean as you would like it, there are ways to boost those numbers. An obvious way to do this is to pay your bills on time. The quicker you pay off your bills and lower the balance on credit cards can benefit your score. To track your own credit score, visit with a local lender  or go to myFICO.com to see where your credit score
stands.

Be Realistic With What You Can Afford

A qualified mortgage lender will pre-approve you for a certain amount to finance
a home, yet this does not mean go out a buy a home at this price. You may not be able to afford it. Alongside utilities, property taxes, home insurance and possible HOA fees, this price may be too high. Sit down with your family and plan out other expenses involved in owning a home, you do not want to be house poor. You want to be able to enjoy life.

Research Movement in Price

Just because the “For Sale” sign has a listing price, doesn’t mean you’re stuck at that price. Before making any type of offer, have your Realtor research the movement in price. Check out how many times the sale price has been reduced. If the price has been reduced multiple times, you have an eager seller. These sellers are more than likely to accept a lower offer and will want to sell quickly.

Is the Builder Reliable?

If you’re looking into new construction, look for a reputable company, one that has been in business for a few years and has a proven track record. If you are questioning your builder’s credibility, search their name on the BBB, Better Business Bureau, website to see past reviews and the rating on their business practices. During your sit down with your builder for preliminary plans, read everything. Have your Realtor with you to help with the questions.  Don’t be afraid to ask questions, this is your house they are building.

What’s the School District Like?

Although the number of bedrooms and bathrooms play a very important role in making a
home purchase, the school district in which this home is within is just as important. You want your kids to go to a reputable school, and this too will affect re-sale price. Do some research on these schools, kindergarten through high school, check the graduation rates and talk to people in the community. Great Schools.org is a great starting point.

Whether buying a new home is a practical decision for you, you must do your research
and think about all aspects beyond the front door. Take advantage of your realtor’s knowledge and the community. Find something that works for every member of the family and just like a book; never trust a home by its exterior.

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763 or e-mail me at jenniferhernandez@lizmoore.com

Military 24/7 for iPhone or iPad…Great way to stay connected!

 
If you have an iPhone, iPad or iPod Touch, you might want to listen up. Our friends at DVIDS have launched a new app, which delivers up-to-date news, photos and videos directly from deployed service members. And best of all, it’s priced right: Free! Click below to find out more. You will believe this is a great way to stay in touch!
 

itunes.apple.com

Download Military 24/7 for iPhone and enjoy it on your iPhone, iPad, and iPod touch.

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763 or e-mail me at jenniferhernandez@lizmoore.com

Great Discount if Mailing to Troops Oveseas at APO/FPO Destinations Worldwide.

by Williamsburg Military Insider

I know it is only October, but now is the time to start thinking about the packages we ship overseas.  USPS is offering a $2.00 per box discount on Priority Mail Flat Rate Boxes for military mail being sent to APO/FPO destinations worldwide. In order to ensure your package arrives in time, they made an easy reference chart.

www.usps.com

I am a REALTOR with Liz Moore & Associates Also; I am part of the Liz Moore & Associates’ Military Team which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex. When you PCS to Hampton Roads, VA you will find that I understand that when a family member joins the military, the entire family belongs…thank you for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763    or e-mail me at jenniferhernandez@lizmoore.com

VA Extends Higher Loan Limits Through Dec 31st, Great News for Williamsburg Va Buyers

by Williamsburg Military Insider

The Department of Veterans Affairs has announced that loan limits will not be lowered in
2011.* Loan limits as high as $1,000,000 in some areas will remain in place at least until the end of the year. Don’t miss this opportunity to lock in historically low rates and take advantage of all the VA.
Loan Benefits offers:
*No down-payment and no PMI on most loans
*For Home Purchase or Refinancing existing loans
*Active Duty, Vets, and Retirees eligible
*VA Guarantees 25% of the Loan Amount for Lenders

Also the VA funding fee has been reduced as of October 1, 2011

I am a REALTOR with Liz Moore & Associates  Also; I am part of the Liz Moore & Associates’ Military Team    which specializes in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets. I offer Active Duty friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Yorktown Naval Weapons Station, and Cheatam Annex.  When you PCS to Hampton Roads, VA  you will find that I understand that when a family member joins the military, the entire family belongs…thank you  for serving our Country, and I look forward to serving your real estate needs!

When you are transferring to Langley AFB, Ft. Eustis, Yorktown Naval Weapons Station or Cheatam Annex, if you’re interested in buying a home for sale call 757-651-3763   or e-mail me at jenniferhernandez@lizmoore.com